What Insurance do You Need for Your Home Business?

Most homeowner’s insurance policies cover a limited amount of business equipment, so when it comes to insurance, you want to treat your home-based office just like you would a retail space.

Here are a list of items you should consider when evaluating business insurance coverage:

• Equipment
  
• Inventory
  
• Vehicles
  
• Workers’ Comp, if you have employees
  
• Fidelity Bond, if you perform work in customer’s homes or property
  
• Liability

You may be able to save money by getting a package deal on insurance. Some insurance companies offer “in-home insurance policies”, which covers both business equipment and liability. Another package option is a business owners policy, designed specifically for small and mid-sized businesses.

Get a free quote on business insurance from multiple carriers and save money.